Joy English · Level B1 · Moneyjoy-english.com
Money and spending
Name:Date:
Learn words for managing everyday money, such as budget, afford, borrow, lend, owe and bargain.
Choose the money word
Choose the best answer.
- Could you ___ me your umbrella? I'll give it back tomorrow.
- Can I ___ your calculator for a minute?
- A bargain is ___.
- I'd love that bike, but I can't ___ it. It's too expensive.
- You lent me 50 dollars last month and I gave you 30 back. I still ___ you 20 dollars.
- Mina writes down how much she will spend on rent, food and travel each month. She has a ___.
- Which of these is a bill?
- The trip cost a lot, but we had an amazing time. It was ___.
Complete the money sentences
Type one word in each gap. Use each word once and change the form if needed. Use: afford, bill, borrow, debt, income, save, spend.
- Last month I ___ 300 dollars from my sister to fix my car.
- How much do you ___ on clothes every month?
- If you ___ a little every week, you'll have enough for a holiday by summer.
- It took Jamal three years to pay off his ___ to the bank.
- Since Sofia changed jobs, her monthly ___ has almost doubled.
- We can't ___ to eat in restaurants every week.
- The water ___ arrived this morning. We have to pay 45 dollars by the 10th.
Answer key
Choose the money word
- b) lendThe other person gives the umbrella to you, so they lend it. Lend me is correct.
- c) borrowYou take the calculator and give it back, so you borrow it.
- a) something you buy for less than the usual priceA bargain costs less than its usual price.
- b) affordAfford means have enough money to pay for something.
- c) oweOwe means you still need to pay money back.
- a) budgetA budget is a plan of how much money you will spend and on what.
- b) a paper that shows how much you must pay for gasA bill shows how much you must pay for something, like gas or electricity.
- c) worth itWorth it means good enough for the money you spent.
Complete the money sentences
- borrowedYou take money from someone and give it back later, so you borrow it. Last month needs the past form.
- spendWe spend money on things.
- save / put aside / put awaySave means keep money so you can use it later.
- debt / debts / loanA debt is money that you owe.
- income / salary / pay / wage / wagesIncome is money that you receive regularly, for example from work.
- affordAfford means have enough money. We often say can't afford to do something.
- billA bill tells you how much you must pay and when.